The housing crisis is real. Churches should absolutely care about it and contribute to solutions. But understanding these realities before making long-range plans will help you pursue strategies that match your actual capacity—not just your aspirations.

Autumn means stewardship season for mainline churches. But here's the problem: despite different approaches, actual giving across traditions hovers around 3%. What if we need a third way? I explore what churches can learn from each other to create sustainable, faith-filled stewardship practices.